Honest Questions

Honest Q&A

What is an insurance deductible?

Deductibles are the amount that the insured party must pay before the insurance kicks in. For instance, if you have a $2,000 deductible and owe $6,000 as a result of an accident, you need to pay the first $2,000 (the deductible) out of your pocket and then insurance will pay the $4,000 balance.


What are the different types of available auto insurance?

Different types of insurance include: Comprehensive, Bodily Liability, Property Damage Liability, Collision, Uninsured or Underinsured Motorist Coverage.


Does my insurance policy cover rental cars?

Car rental may be covered by your insurance, but it depends on the type of coverage you have. Please consult your policy for more info.


Does my insurance policy cover theft?

The majority of insurance policies will cover theft, but not all of them. Please consult your policy for more info.


Are auto insurance payments tax deductible?

No, insurance payments are not deductible.